Now that the restaurant where he works full time in the Washington suburb is closed, server Gerardo Espiell, 23, plans to move back in with his mother and sister to make ends meet. Together, he’s hopeful they can make the mortgage. “Honestly, it’s kind of crazy,” he says. “I’m very calm about everything. I’m just taking it day by day. I have some PTO (paid time off) saved up, so I’m using my PTO.” Server Gerardo Espiell says he has no savings because all of his earnings go to rent and other living expenses. (Photo courtesy Gerardo Espiell)In San Francisco, Anita Reyes, who had her fourth child six months ago, usually waitresses at SanJalisco, the family restaurant owned by her mother, Delores. Her husband works there, too. “It’s overwhelming,” she says. “I thought I’d come in and help her…